Debt Management

A debt management program (also known as a debt management plan) can allow you to write off up to 70% of your debts. It can also get your interest frozen and reduce your monthly repayments.

To see if you qualify for a debt management program just fill out our online enquiry form (right).

If debt management is not for you we have a range of other debt solutions including debt consolidation and IVAs. We will advise you on the best way to reduce your debts and become debt free upon receipt of your enquiry form.

Reduce your debts with debt management

Imagine being able to reduce your debts in one fell swoop. If you have current debts of £10,000 the new figure after a 70% reduction would be only £3,000 - much more manageable.

Additionally, by freezing the interest on your debt it would never increase past £3,000, allowing you to make your repayments each month and reduce your debt.

If you make all of the monthly payments required by your debt management plan you would become debt free. The money that you had been spending servicing your debts could then be yours to spend as you please.

How much does debt management cost?

There are no up-front fees with debt management. Any charges will be included within your monthly repayment which will be considerably less than before.

For a free debt management quote just fill out our online enquiry form (right).

We can safely say that you will be better off on a course of debt management than continuing to struggle with your existing large debts.

Does debt management affect my credit rating?

Whilst you are in a debt management plan it is unlikely that you will be able to obtain further borrowing. Once you have completed the program and demonstrated your commitment to making repayments you can quickly re-establish a reasonable credit rating.